CFPB assistant director talks housing czar, junk fees and AI
The Consumer Financial Protection Bureau’s Assistant Director of Mortgage Markets admits there’s room to improve coordination between housing agencies, regulators and mortgage lenders and servicers.
What’s at stake for banks vying for Apple Cards’ business
Apple's credit card business is up for grabs, presenting a chance to cross-sell financial products. But that opportunity comes at a cost.
Even in digital era, TV ads help smaller banks reel in deposits: study
Deposits rose by an average of 14% at each branch in counties where banks advertised on TV, a new academic paper finds. The results line up with the view of bank marketers that television remains essential even as digital options
Five ways the Chevron deference’s demise will reshape bank regulation
Agencies must now provide clearer justifications for their interpretations, while Congress needs to draft more precise legislation. The decision could empower banks to challenge agency rules more frequently and potentially prolong regulatory processes, with courts giving less deference to agency